Effective Date: May 16, 2025
Website: www.graceandjoram.com

Please read these Terms of Service ("Terms") carefully before using our website.

1. Acceptance of Terms

By accessing or using www.graceandjoram.com, you agree to be bound by these Terms. If you disagree with any part, please discontinue use.

2. Educational Use Only

Our content is for educational and informational purposes only. It is not financial, investment, legal, or medical advice.

You are solely responsible for any decisions you make based on our content. Always consult with a licensed professional for personal advice.

3. Intellectual Property

All content (videos, text, logos, graphics) is owned by or licensed to Grace and Joram. You may not reproduce, distribute, or use it without our written permission.

4. User Conduct

You agree not to:

• Use the Website for unlawful purposes.

• Interfere with site operation.

• Attempt unauthorized access to restricted areas.

5. Third-Party Services

We may link to third-party websites or services. We are not responsible for their content, availability, or policies.

6. Affiliate and Sponsored Content Disclosure

Some links may be affiliate links or sponsored content. We may earn a commission if you make a purchase through them—at no additional cost to you.

7. Limitation of Liability

To the fullest extent allowed by law, Grace and Joram is not liable for any direct, indirect, or consequential losses arising from your use of the Website or reliance on any content.

8. Termination

We reserve the right to terminate or restrict access to the Website for any reason without notice.

9. Changes to These Terms

We may update these Terms at any time. Continued use of the Website means you accept the revised Terms.

10. Contact Information

Questions? Contact us at:

📧 Email: support@graceandjoram.com
📞 Phone: +63-922-386-0412